In addition to Individual Portfolio Planning (often involving income, capital gains or inheritance tax planning) Phil is also heavily involved in the Group Employee Benefits market and has a considerable and proven track record in this particular aspect of financial services.

Phil also advises Corporations, SMEs and the self-employed on director and staff pension schemes and employee benefits and the risk management / insurance needs of key personnel and shareholders.

Phil’s expertise lies in designing and implementing group arrangements, which are tailored exactly to each client’s individual requirements. This bespoke service singles out Phil and his team and is the main reason why so many long-standing clients continue to rely on his advice.

Keith specialises in the setting up of Self Invested Personal Pensions (SIPPs), as well as implementing phased / income drawdown retirement plans. He also advises a large number of our high net worth clients on all aspects of capital investment planning that centres on growth or income strategies. Where appropriate tax mitigation can be a key driver in the structure and the advice that Keith's clients receive. Keith's expertise in this area is very evident to those clients who rely on his guidance.

Keith also advises Corporations, SMEs and self employed clients on director and staff pension schemes and employee benefits and the risk management / insurance needs of key personnel and shareholders.

He is in the enviable position of having friends and clients with homes abroad, and is therefore a seasoned international traveller. Keith enjoys good food and wine and is quite an accomplished cook – you should try his paella and Chilean Cabernet Merlot combo.

En route to becoming a director of Castlebridge, his path took him to Birmingham, London, Kingston upon Thames and Derby. It was in Derby that he first met and worked with Phil and Keith and he later joined Phil in the business that evolved into Castlebridge in 1997. 

Paul has two teenage sons (Richard and Henry) who are both as mad about cricket as their Dad.  However, this shared sporting interest doesn’t extend to them also being loyal (and in Paul’s case long suffering) supporters of Swindon Town FC. 
Why Swindon Town? Ask Paul – but only if you’ve got three hours to spare!

Paul’s main area of expertise is centred on pensions and investments (in their various guises). He is, as anyone who knows him will testify, somewhat of an authority in the areas of pre and post retirement planning and inheritance tax planning and is praised by many of our clients for the guidance he provides for them in this complicated area of business. 

Paul also advises Corporations, SMEs and self employed clients on director and staff pension schemes and employee benefits and the risk management / insurance needs of key personnel and shareholders.

Note: The Financial Services Authority does not regulate some forms of tax planning.